Karen Shale

Let’s Talk! 250-859-4126

Hello, I’m Karen Shale, thanks for taking the time to visit my website. I’m a mortgage professional with Xeva Mortgage working from my office at Landmark 3 in beautiful Kelowna, B.C. Here is a bit about me so you can get to know me better. I have a background in sales, insurance, and financial planning. One of my first jobs was as a sales consultant for a major retail furniture chain where I had the distinction of being named salesperson of the year in electronics – the first female in Canada at the company to achieve that goal.

The skills I learned in those early years allowed me to transition very successfully into mortgage brokering over 10 years ago – a career that I am passionate about. Finding creative solutions and getting results is what drives my business. In 2015, I was named Top Associate for the B.C. interior which is a milestone I am very proud of and is a testament to the loyalty of my clients.

My relationship with my clients really begins after their mortgage has funded – at that point, I am in contact with them on a regular basis and for me, giving mortgage advice long term is what I really love about what I do. Doing a single mortgage is great but becoming a part of someone’s long term financial strategy is really exciting! Having clients who come back to me again and again and who send me numerous referrals because they trust me is the greatest reward I could ever want.

When I’m not busy doing mortgages, I have been involved as an actor in numerous productions with Kelowna Actors Studio, a creative outlet that I really enjoy. I also love kayaking, hiking, snowshoeing, skiing and just about any other year-round activity that our amazing valley has to offer!


Thanks again Karen and Denny for making our dream home come true! We appreciate all your hard work… And LOVE our new home!

Rachel Mraz

Karen is a great Mortgage Broker. I have had clients use her services in the past and she makes the process easy for any Buyer. I definitely recommend her services!

Amber Ramsay

Thanks Karen, for everything, you’ve made this whole process easy and I will definitely recommend you if I know anyone else who’s looking for a mortgage

Jason (and Angie) Smyrnyk

Karen had her hands full when she took us on for mortgage financing! (self employed) “I” was even surprised that it all worked out as well as it did. She worked hard when (a few) issues came up, and always found a solution. She went out of her way to do the little things that made everything so easy for us. We highly recommend Karen Shale for mortgage arranging.

Sam and Leslie Van Norman

Karen is an excellent mortgage broker. For starters she genuinely cares about her clients experience & is authentic in her passion & commitment to her clients. For example, she got me a great mortgage rate but then found out a couple days later a different bank had posted a lower rate. She immediately cancelled my original approval & got me the lowest rate to the hour :0) She has open communication style & no question is stupid. I highly recommend her.

Erin Wilmott

Always done a great job for all my clients. Highly recommended!

Trever Florko

I would highly recommend Karen to anyone looking for a mortgage. In my interactions with her she has been both professional and personable.

It has been a pleasure to work with her.

David Zirnhelt

Karen was amazing ! As a first time home buyer, the process can be very overwhelming. Karen guided me through step by step making this experience a great one ! I highly recommend Karen Shale and her team of professionals !

Thanks so much Karen !!!

Sari Gibbs

Karen was recommended to us by our realtor and we are so glad she did. Karen’s great personality along with her professionalism made it feel like we were her only clients. Our questions and concerns were addressed so quick and she made everything so easy to understand.

Now when I hear someone is looking for a mortgage broker I am quick to yell out Karen Shale!

Jen and Jeremy Jones

As a first time client with a mortgage broker, I found the experience to be stress free and informative. Karen and her Team have allowed myself and my family to realize a few dreams while planning for the future. Thank You Karen and see you in 5 years.

Joe Morgadinho


Here are a few of the lenders I have developed excellent relationships with, let’s figure out which one has the best products to offer you!


Customer Care

I believe that my responsibility as a mortgage experts goes well beyond simply arranging mortgage financing. My job is to ensure that my clients feel confident in the mortgage process and make decisions that best suit them.


In order for my clients to feel confident about the mortgage process and make the best decisions for them, they have to feel at ease and be able to ask questions. I stay in touch throughout the entire process, provide lots of information up front, but also make myself available all the time! 


Being affiliated with Xeva Verico Mortgages provides me with access to multiple lenders who offer the very best mortgage products. This allows me to build the financial strategy to suit my clients specific needs. Incredible rates, unmatched products, with personalized service! 

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Let's Work Together

Whether you're a first time home buyer, looking to refinance or renew your home, or you're looking at purchasing an investment property, regardless of your circumstance, if you need to arrange mortgage financing, please give me a call or contact me using the form below.

I look forward to working with you! Go ahead, drop me a line, your information is safe with me. 

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Contact Information

Karen Shale 250.859.4126

#110 1632 Dickson Avenue, Kelowna BC V1Y 7T2
Click for Directions.